Chase freedom unlimited reddit.

Thoughts on the Chase Freedom Unlimited®. Card details. INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back ... So I recently got the Chase freedom unlimited under the impression that I would be getting a $200 welcome bonus for spending $500. However when I look in the Chase app it’s telling me that I will be getting 20,000 points instead. I know that to some people it’s not a big deal but I’m just confused to be honest and I feel like I was a bit ...Chase freedom unlimited. I currently have a capital one platinum with $3500 CL, and Amex with 1K limit. I was pre-approved for the chase freedom unlimited …Chase Freedom Unlimited… sleeper dining card? Just wanted to put my two cents out there, but I actually love using my Chase Freedom Unlimited for the 3% unlimited cash …How to get cash back with the Chase Freedom Unlimited ® credit card? The Chase Freedom Unlimited ® credit card awards 1.5% cash back for every $1 spent on all …

The $18,088.50 spent through Apple Pay would translate to $361.77 in cash back, and the remaining $16,831.84 that could reasonably be charged to a credit card would earn $168.31 back. This means ...Chase Freedom Unlimited: This card is offering a welcome bonus of an additional 1.5% back on all purchases within the first year, up to $20,000 in total spending. This welcome bonus could potentially be worth up to $300.Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating …

Chase Freedom Unlimited SUB: Unlimited Double Points for 12 months (includes dining, travel portal, etc.) Seen here: https://www.doctorofcredit.com/new-chase-freedom-unlimited-signup-bonus-earn-unlimited-double-points-for-12-months

70-30 seems low, you’re probably closer to 90%. I would 100% go for it. The inquiry won’t even be that big of a deal. Don’t worry if it isn’t an automatic approval. They’ve been requesting a lot of income verification. That’s probably all it is. (If you don’t mind use a referral link, it’s an extra $100 for whomever!) Reasonable ... WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ... First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ...Aug 22, 2023 · The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ...

When you compare the Citi Double Cash card’s flat rate of up to 2% cash back (1% when you buy, 1% as you pay off your purchases) to the Chase Freedom Unlimited’s 1.5% cash back rate on general purchases, the Citi Double Cash card appears to be the clear winner. But wait: You also need to figure in the Chase Freedom …

Nearly all other purchases would go on either the Chase Freedom Unlimited or the Chase Sapphire Preferred. Chase Freedom Unlimited for everyday purchases for effective 1.88x. This is chosen over the 2x with Capital One Venture X because you can combine with all other Chase points, and because using travel partners can make these Freedom ...

Warning: lengthy in-depth post to conclude that having both the Chase Freedom Unlimited and Chase Sapphire Preferred paired with the Capital One Venture X is overall a better value (benefit to cost ratio) than the Chase Sapphire Reserve alone or the Chase Sapphire Reserve paired with a Chase Freedom Unlimited. This comparison is done solely …Here’s how much a cardholder could earn in the first year by charging these expenses to the Chase Freedom Unlimited card: $3,460 on groceries (excluding Walmart and Target) x …The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ...Submit your application. You can submit your application online, in person or over the phone. Online applications typically take the shortest amount of time to receive a response, sometimes it's within seconds. When you apply online, be sure you have a stable and secure internet or Wi-Fi connection.This excludes the Aeroplan ® Credit Card, Amazon co-branded cards, business cards, Chase Freedom Flex℠, Disney co-branded cards, and IHG co-branded cards.. Hot Tip: Check out our list of the best Chase credit cards for rewards, perks, and cash-back! Final Thoughts. Naturally, the reason you’re applying for a rewards credit …

Yes, you can apply for the Chase Freedom Unlimited credit card even if you already have the Chase Freedom card. These rewards credit cards are two separate ...This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).To my understanding, Signature cards have a minimum CL of $5000, while the Visa Infinite cards have a minimum of $10000. i.e CSR is Visa Infinite. You mean CSR. And signature cards do NOT have a $5000 minimum. I concur, where do you get this belief from? My CIC has a CL of $3000 and is a Visa signature.The Chase Freedom Unlimited card gives you an introductory 0% APR on purchases and balance transfers for 15 months, followed by a variable APR of 16.49% to 25.24%. The Capital One Quicksilver offers an introductory 0% APR on purchases and balance transfers for 15 months, and then a variable APR of 16.49% to 26.49% after that …Aug 10, 2023 · Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ... You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ...13 jun 2023 ... ... Chase Sapphire Reserve, while some of Reddit's most popular cash back cards include the Chase Freedom Unlimited. What is Churning? Churning ...

With the bonus offer currently in effect on the Chase Freedom Unlimited® through NerdWallet, the rewards rates listed above get boosted by 1.5% for the first $20,000 in total spending in the ... Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...

Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month)View community ranking In the Top 1% of largest communities on Reddit. Capital one savor one is an underrated card . 3% back on entertainment So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining ... the others being the Chase Freedom Unlimited, the Chase Freedom Flex, …By. Ben Luthi. Published January 13, 2022. Chase has announced a new benefit for new Chase Freedom Flex and Chase Freedom Unlimited cardholders. New account holders will now earn 5% cash back on ...The Chase Freedom Student credit card earns an unlimited 1% cash back plus $20 per year for up to five years for accounts in good standing. It has no annual fee.... credit card billing statement within 1-2 billing cycles. Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom ...Chase freedom has PayPal as the 5% category, which can be used online with PayPal key. Otherwise, I’m sticking to my Citi Double cash card. AOD’s 3% signature card is worth looking into. It’s a credit union, but a $5 donation to Northeast Bicycle Association qualifies you. 11.

Neither is “better”, just use each for their strengths. Assuming you don’t have any other cards: SavorOne: Groceries, Streaming, Entertainment, Uber/Uber Eats (and Uber One) Both of the cards are 3% on dining, so you can use either one. Good point. Ya I don’t have any other cards only CC now is CFU.

This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).

Chase Freedom Flex vs. Chase Freedom Unlimited welcome bonus The Freedom Flex offers a sign-up bonus of $200 cash back after spending $500 on purchases in the first three months from account opening. At face value, this bonus is worth $200; however, if you also hold a premium Chase card and transfer your points, they can be worth $410 ...First chase card was the freedom unlimited, household income is 110k. Received a credit limit of 13k. Already had a limit of 10k on my old card (non chase). I had the Chase Freedom Unlimited for about 2 years now with a $1500 CL. Haven't seen an CL increase with chase for the past two years. I applied for the card back in late June and received ...8 nov 2021 ... 66 votes, 28 comments. General Stats: 18 years old Full time college student Works over breaks/summer ~$15000 in income per year No ...3. Chase Freedom Unlimited ®. The Freedom Unlimited card is one of the best no-annual-fee credit cards available. As a Visa credit card, the Freedom Unlimited card can help you shop with confidence at Costco stores and on Costco.com. Remember, this impressive credit card offers up to 5% cash-back on your purchases:Use the Freedom Unlimited for the most of your daily use because it's 1.5%. Especially use it for restaurants and drug stores (3%). You can move your points over to the Sapphire (or between the two cards). Keep your Sapphire for about a year and then downgrade to a Chase Freedom, which is rotating 5% categories and no fee.The Chase Freedom Unlimited card is notable for its $0 annual fee and offering at least 1.5% back on all purchases. Here's what else you should know.This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ...The Discover it Cash Back and Chase Freedom are two of the most popular 5% cash-back cards. ... you could earn $75 cash back each quarter on top of the unlimited 1% cash back you automatically ...

This card is a great overall cash back option. Plus, 5% back on travel booked through Ultimate Rewards, 3% back on dining, 3% at drugstores, along with 1.5% back on all other purchases. Thanks to Chase’s partnership with Lyft, you can also earn 5% cash back on Lyft rides paid for with the Freedom Unlimited (through March 2025).The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB. After your average rent payment of $1164, and your average used car payment of $465, you are left with $2,371/month to spend. Assuming you spend every penny of that on a Freedom card, the difference between the CFU 1.5% ($35.57 cashback) and the CFF 1% ($23.71 cashback) is $11.86. The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover. Instagram:https://instagram. charlotte north carolina 5 day forecastcoleman ct200u ex partsdanny duncan hit by carapush unit 4 progress check mcq One difference between the standard and Signature versions of the Freedom cards would be that Signature would report as a flexible spending card and allow you to exceed your credit line (the amount is at Chase's discretion) at times. Message 3 of 12. aquanauts toysweather lexington ky hourly The Chase Freedom Unlimited’s 1.5% cash back on everyday purchases is made even more valuable by its connection to the Ultimate Rewards program.The Chase Freedom Unlimited® unveiled a whopper of a welcome offer, effectively doubling all of the rewards earned at the end of the first year. Look out Discover, Chase is coming for you. hesperia craigslist Chase Freedom. I get something in the mail almost every week for the card, offering $100 back on $500 spent and 15mos no interest. I figure this card would be easy to manage, as I already have my Amazon Visa and Auto Loan through chase. 1% back on general purchases, 5% rotating categories. Accepted most places. Discover It.Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...